Privacy Policy

Mutu — Trade anything. No cash needed.

Last updated: 19 July 2026

This Privacy Policy explains how Mutu ("we", "us", "our") collects, uses, stores, and protects your information when you use the Mutu mobile application and related services (the "App"). Mutu is a barter marketplace that lets people trade goods and services without cash.

By using Mutu, you agree to the practices described in this policy. If you do not agree, please do not use the App.

1. Information We Collect

Information you give us

Information collected automatically

2. How We Use Your Information

We use your information to:

3. How Your Information Is Shared

We share only what's needed for the App to work:

We do not sell your personal information. We do not show third-party advertising that profiles you, and we do not share your data with advertisers.

4. Your Verification Selfie

If you choose to verify your account, your selfie is:

You can request deletion of your verification selfie at any time (see Section 7).

5. Data Security

We take reasonable measures to protect your information, including encryption of data in transit and access controls that limit who can see sensitive data. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

6. Data Retention

We keep your information for as long as your account is active or as needed to provide the App. If you delete your account, we delete or anonymise your personal information within a reasonable period, except where we are required to keep it for legal, safety, or fraud-prevention reasons.

7. Your Rights and Choices

You can:

Depending on where you live, you may have additional rights under laws such as South Africa's POPIA, the EU/UK GDPR, or similar regulations, including the right to access, correct, or erase your data, and to lodge a complaint with a data protection authority.

8. Children

Mutu is not intended for anyone under 13 (or the minimum age required in your country). We do not knowingly collect information from children. If you believe a child has provided us information, contact us and we will delete it.

9. International Users

Mutu is available in multiple countries. Your information may be processed and stored on servers located outside your country. By using the App, you consent to this transfer, processing, and storage in line with this policy.

10. Changes to This Policy

We may update this Privacy Policy from time to time. If we make significant changes, we will update the date at the top and, where appropriate, notify you in the App. Continued use of Mutu after changes means you accept the updated policy.

11. Contact Us

If you have questions about this policy or want to exercise your rights, contact us at:

Mutu
Email: support@mutu.co.za
Website: mutu.co.za